Roadside help after the starter: add-on or club?
July's tow was covered by a $16-a-year line on our policy. How it compared with a $79 club membership, and what we kept for three cars.
All posts in Car Insurance
A driving-score app for 90 days: what it saved us
Our insurer's app tracked Garrett's braking, speed and phone use. What it flagged, what the discount came to and the argument it started.
Dropping collision on a 15-year-old minivan
The Sienna is worth about $4,800 and collision cost us $412 a year with a $500 deductible. How I ran the numbers before we dropped it.
Good student discount: what Garrett's 3.4 GPA saved us
One report card emailed to our agent took $164 off each six-month bill. The other discounts I asked about and what they were worth.
Adding a 16-year-old to our car insurance: +$1,140
The six-month bill went from $1,240 to $2,380 the day Garrett got his license. The quote, the line items and what we changed.
We switched car insurers: $1,396 to $1,092
Same two vehicles, same coverage, same deductibles. Why we moved for $304 every six months and what I double-checked before signing.
Our fall renewal went up again, so I called an agent
$1,308 became $1,396. Three quotes from an independent agent in town, what I had ready before the call and how close the numbers came.
Reading our auto declarations page line by line
Coverages, limits, deductibles and two small add-ons I'd forgotten we pay for. What each line on our policy page means for us.
Does a permit driver go on our car policy? I called
Garrett had been driving for four months before I thought to ask. What our agent said about learner's permits and when the bill changes.
Raising our liability limits cost $54 every six months
Missouri's minimum is 25/50/25. Why we moved to 100/300/100 after a talk with our agent, and why it cost far less than I expected.
Our spring car insurance renewal went up $186
Two vehicles, two adult drivers, no claims, and the six-month premium still went from $1,068 to $1,254. What I asked and what I learned.